Experience the ideal retreat in the sought-after 55+ community of High Vista with this Ridgecrest model. This delightful home offers two spacious bedrooms and a versatile den, perfect for a home office or guest room. Relish the tranquil beauty of nature from your expansive screened lanai, which overlooks a unique, private wooded conservation area, with an additional seating area at the back of the property perfect for bird and nature watching. The home has been meticulously maintained with several updates, including AC unit replacement in 2020, new flooring in 2021, fresh paint inside and out in 2023, a retaining wall added in 2019 for the outdoor seating area, a new hot water heater in 2024, a new garage door in 2024, and a screen replacement in 2023. The High Vista HOA covers Spectrum internet, basic cable TV, lawn mowing, and clubhouse access, while the Ridgewood Lakes HOA provides 24/7 staffed security and private road maintenance. High Vista's vibrant lifestyle includes an outdoor heated pool and spa, fitness center, library, pub, organized activities, pickleball, tennis, bocce, shuffleboard courts, and miles of biking and walking trails.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
Total Monthly Payment | $1,764 | $1,762 | $2,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.