Under Construction. Pine Creek Development proudly presents our Valencia model home for sale in the beautiful Wedgefield neighborhood of Orlando. This model features an open floor plan with 4 bedrooms, 3 bathrooms and a flex room on an acre of land. The spacious master suite features 11 ft tray ceilings, generous his and hers walk in closets and a luxurious master bath with standalone tub and walk in shower. Kitchen features include all wood cabinets with soft close hardware on doors and drawers, 42" tall upper cabinets, Quartz countertops and under cabinet LED lighting. Full kitchen appliance package: cook top, wall oven/microwave combination, refrigerator, dishwasher and range hood vented to exterior of home. Other standard features include guest suite with its own full bathroom, 8-foot doors throughout home, tile flooring throughout, 12ft tray ceilings in great and dining rooms, whole home gutters, septic and well system with water softener. This home is currently under construction with an estimated delivery date of Q1 2025. Photos represent similar model home with some enhanced finishes shown.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $4,125 | $4,125 | $4,125 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,390 |
Total Monthly Payment | $8,523 | $8,465 | $9,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.