This second-floor condo is a true gem, offering two bedrooms and bathrooms, each meticulously updated with the finest details. The spacious living room and dining room combination creates an inviting atmosphere for both relaxation and entertainment. The kitchen is a chef's delight, featuring white shaker-style cabinets, elegant granite countertops, a stylish tile backsplash, and state-of-the-art appliances. Convenience is at your fingertips with an in-unit laundry closet, complete with a stackable washer and dryer. Storage is abundant, with ample closet space in both bedrooms and an additional storage room located in the common vestibule of building 'E', which also provides a secure entrance. Situated in the serene Cortez Plaza, this maintenance-free community offers the luxury of assigned and guest parking. The monthly fees are modest and include water, sewer, and trash services. The community is surrounded by majestic oak trees and boasts an impressive amenities package, including picnic and BBQ areas, a sparkling swimming pool, and a shared laundry facility equipped with high-efficiency machines. Located in the heart of Bradenton's Cortez area, residents enjoy easy access to a variety of neighborhood favorites, shopping, dining, and public transportation options. Moreover, the pristine beaches of Anna Maria Island are just a short drive away, making this condo an ideal choice for those seeking a blend of comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$140,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $112,000 | $112,000 | $112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $774 | $755 | $953 |
Total Monthly Payment | $893 | $874 | $1,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.