Welcome to 4142 Andover St, a beautifully maintained residence nestled in the serene community of Millpond Estates. This inviting home offers a perfect blend of comfort and convenience, situated on a private waterfront lot. As you approach the property, you'll be greeted by a well-manicured lawn and a charming exterior, including roof replacement in August 2024. The home features a bright and airy living area with abundant natural light from 3 new solar tubes, creating a warm and welcoming atmosphere. The kitchen is a highlight, equipped with ample cabinetry, modern appliances, and a functional layout that’s perfect for both everyday meals and entertaining guests. The bonus room is great addition and opens up to a large, private backyard—ideal for outdoor gatherings and relaxation. The residence boasts two bedrooms, each offering a comfortable retreat with generous closet space. The master suite is a particular highlight, featuring a spacious bedroom, a walk-in closet, and a well-appointed en-suite bathroom.
Millpond Estates offers a peaceful, family-friendly environment with easy access to local amenities, schools, and parks. Enjoy the benefits of a community that combines the tranquility of suburban living with the convenience of nearby services and attractions. Don’t miss the opportunity to make 4142 Andover St your new home. Schedule a viewing today and experience all that this delightful property has show.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $1,990 |
Total Monthly Payment | $1,815 | $1,814 | $2,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.