The home did have minor hurricane Helene damage & took on a ~2in of inches of water, but have been fully remediated and is MOVE IN READY. This 3-bed, 2-bath home is the perfect ranch style home with an open concept and tons of natural light through three large dual sliding back doors. The kitchen is finished with granite countertops, custom cabinetry, tons of storage space and up to date appliances, including a new dish washer. The wet bar includes an additional sink & wine fridge. It is perfect for drink storage & cocktail building. The master bedroom includes its own in/out access to the back patio & has two large closets. The master bathroom includes his & her sinks & a shower with multiple shower heads. Most of the doors & windows are impact rated. The second & third bedrooms include tremendous natural light & dark shades. Their closets have custom-built shelving for a variety of clothing. The back patio includes a covered bar with an outdoor sink, fridge & trash. The ~15, 000 gallon pool encompasses about 1/3 of the outdoor area with room for a jacuzzi or tons of outdoor seating. New Pool Pump installed in early November The lot sits on a dead end road with a cul de sac, which provides for a quiet atmosphere. The home includes an irrigation system, outdoor light scaping, a water softener & a tankless water heater. Roof is less than 2 years old & HVAC system is less than 4 years old. HVAC system is remote accessible, as is the double LG oven.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $790 | $790 | $790 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,802 |
Total Monthly Payment | $4,608 | $4,604 | $5,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.