Nestled in the desirable Stowe Hollow area, this charming 2-bedroom, 1-bathroom ranch home offers a perfect blend of comfort and practicality. The kitchen is thoughtfully designed with plenty of cabinetry, making it functional for daily use. The two bedrooms are spacious and filled with natural light, providing a peaceful retreat at the end of the day. The cozy living room, highlighted by a woodstove, is the heart of the home, offering warmth and a welcoming ambiance during cooler months. A convenient 1-car garage provides easy access, additional storage, and a workshop. Outside, the front yard features a lovely patio, perfect for morning coffee or evening relaxation while taking in the serene surroundings. The basement adds functionality to the home, complete with laundry facilities and plenty of space for storage. This home is a true gem, offering a comfortable lifestyle in the picturesque and sought-after Stowe Hollow neighborhood.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,127 | $4,014 |
Total Monthly Payment | $3,792 | $3,752 | $4,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.