Welcome to Claybrook! This high end to-be-built new construction home features 3 beds, 3 baths, 2449 SF and an unbeatable Vergennes location. Fantastic . 46 acre lot with common land behind and pastoral/mountain views from the covered front porch. Chef's kitchen complete with honed granite counters, stainless appliances & pantry that opens to the breakfast area and large living room with a natural gas fireplace and stone surround. The main level also includes a 1/2 bath, formal dining room, "bonus room" w/French doors (perfect as a home office/den) and mudroom with built-in bench that connects to the 2-car attached garage. On the second floor are 3 large bedrooms including the primary suite with vaulted ceiling, walk-in closet & full bath with a granite countertop double vanity. Full guest bathroom and laundry room complete the 2nd level. Fully insulated basement with daylight windows and secondary access from garage allows for more finished space including a potential 4th bedroom. Central air conditioning/heating with a high efficiency heat pump in addition to an energy star furnace and whole house air exchanger all come standard. Energy efficient construction & solar ready roof for panels now or in the future. Claybrook is walking distance to Vergennes' vibrant downtown, offers over 60 acres of common land and sits high above the bordering Otter Creek. Photos are LIKENESS only, buyer to select their own finishes. One level floor plan also available on other lots!
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,667 | $3,663 | $4,726 |
Total Monthly Payment | $3,759 | $3,755 | $4,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.