COMPLETELY REMODELED!!! TURN KEY!!! Waterfront Property - 15 MINUTE BOAT RIDE TO THE GULF. . . . . . . NO HOA, PRIVATE BEACH COMMUNITY. . . . . . CASH, CONVENTIONAL, FHA, VA. Welcome to this modern-look home in the sought-after waterfront community of Gulf Harbors! This recently remodeled home is situated on a 12, 550 sqft lot with lots room for to build a custom pool in the backyard. OPEN FLOOR PLAN with 2 bedrooms, 2 full baths, a living / dining room combo, and a Florida room. The Exterior has been freshly painted with a new color. The interior of the home has been modified and updated from painting to the new knockdown texture on the ceilings! The kitchen features new cabinetry, new granite counters, new dishwasher, and sinks. Both bathrooms feature new sinks. Sliders from the living room lead out to a large and covered Patio with a tiled floor providing beautiful scenery, additional living space, and a perfect spot for entertaining. Gulf Harbors community has a PRIVATE Beach Club located directly on the Gulf of Mexico. For an active lifestyle, Gulf Harbors has several planned activities and amenities for the community. Gulf Harbors offers a private beach, boat ramps, a yacht club & riverfront restaurants. With convenient access to major highways, shops, restaurants, medical facilities, and more. Optional Civic Association: Private Beach $200 Annual / Optional Civic Association: Two Private Boat Slips $140 Annual. NO HOA!
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Our Executive Mortgage Banker:
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,601 | $3,340 |
Total Monthly Payment | $3,351 | $3,317 | $4,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.