38 Tier Street is an absolutely enchanting house. Bathed in light, green scenery & water views from large windows. Open living space accommodating lounging, entertaining, dining, & working from home! This open floorplan makes this home feel much mightier than its listed sf. 2 or 3 bedrooms depending on how you use the first-floor's additional room, with closets & facing a lovely garden. The charming kitchen leads you to a 1st floor full bathroom & an ideal space for laundry (currently in the basement). The second floor offers a master bedroom with water views & an extra room for a study or walk-in closet. Access to the attic is also from the master bedroom, and another bedroom & a full bathroom complete the second floor. Delightful fenced-in garden & private driveway. Finished basement with its own entry. Basement and attic are not included in the square footage of this home. No flood insurance is needed. Sold as is. MAKE SURE YOU WATCH THE ENCLOSED VIDEO!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $546,720 | $546,720 | $546,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,637 | $3,592 | $4,611 |
Total Monthly Payment | $4,201 | $4,156 | $5,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.