Fabulous Downtown Largo Re-development area with some beautifully new-built craftsman bungalows along cobblestone streets in this rustic, low-traffic neighborhood, surrounded by majestic oakwood trees, walking distance to downtown Largo stores, school, restaurants and bars. No flood, no evacuation zone. Cute 1934-built 2-bedroom 1-bath 667 htd. sqft. frame home features newer windows, doors & "Goodman" A/C in 2015, Hot Water Heater in 2014, 125-Amp Cutler-Hammer Electric Panel Box with copper wiring in 2008, Modified Bitumen Roof in 2012, & a quaint screened front entry porch. Home will need remodeling inside (i. e. bathroom, bedroom carpets) & improved landscape outside. It will need some plumbing pipe repair. All fenced in 49 x 59 lot with storage shed in most desirable area with lots of character. Property was treated for drywood termites and is strictly sold AS IS - conduct inspections BEFORE you sign the contract! See Wind Mitigation and 4-Point Insurance Inspection reports, Turner Pest Control Information in MLS attachments.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,063 | $1,371 |
Total Monthly Payment | $1,204 | $1,176 | $1,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.