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298 Sheldon Road, St. Albans Town, VT, 05478 | $275,000
Welcome to your new home near the heart of St. Albans Town, where the charm of small-town living meets the serenity of nature. This cozy 2-bedroom, 1-bathroom ranch is a delightful find, offering 864 square feet of comfortable living space. Nestled on a 0. 22-acre lot, this home is perfectly positioned across from a picturesque cornfield, believed by many to bring good luck. Step inside to discover a warm and inviting living area, perfect for relaxing or entertaining. The kitchen offers ample cabinetry, with plenty of counter and cooking space. Both bedrooms are well-sized, providing comfortable retreats at the end of the day. Downstairs, you'll find an unfinished basement brimming with potential. It includes a vapor barrier, french drain, and sump pump; this basement is ready for whether you envision a home gym, workshop, or additional storage, the possibilities are endless. Outside, the property features a detached one-car garage, ensuring your vehicle is protected from the elements. The surrounding yard offers space for gardening, play, or simply soaking in the Vermont ambiance. This home is just a short drive to downtown St. Albans, where you'll find charming shops, restaurants, and local amenities. Whether you're a first-time buyer, looking to downsize, or seeking an investment property, this home offers the perfect blend of comfort, convenience, and a touch of local Vermont magic. Don't miss the chance to make this lucky little ranch your own!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1956
- Garage: 1-car Garage
- Heating: Forced Air
- Cooling: None
- Basement: Bulkhead,Frost Wall,Slab,Unfinished,Interior Access,Exterior Access
- Approx Sq. Feet: 864
- Acreage: 0.22
- Est. Taxes: $2,945
- Lot Desc: Country Setting,Open
- MLS#: 5009704
- Website: https://www.raveis.com
/prop/5009704/298sheldonroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024Listing courtesy of Ridgeline Real Estate Phone: 802-735-7353
Listing Agent: Jeremy Collins
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
298 Sheldon Road, St. Albans Town, VT, 05478
$275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $245 | $245 | $245 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,337 | $1,337 | $1,739 |
| Total Monthly Payment | $1,657 | $1,657 | $2,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484