This large, spacious 1 BR, 1 Bath elevator accessible co-op end-unit boasts 6 closets with shelves: one upon entry, 3 in the hallway and 2 in the well-maintained bedroom. The co-op has plenty of natural light with windows in each room including 2 in the BR and 1 in the bathroom. The living room is large with many options for furniture placement. There's all updated electrical including circuit breakers. Included in maintenance fee: heat, water and gas for oven. The kitchen offers all stainless steel appliances, granite counters, plenty of cabinets, and an adjoining dining room. The bathroom has ceramic tiled floors & walls. Each floor has a laundry facility for easy accessibility. The building has secured entry, with a buzzer and phone camera system to allow access to the inviting lobby. There are cameras inside & around the exterior of this well-lit bldg. A bike room is also available. Close proximity to LIRR, Supermarkets, P. O. , library, banks, Beaches, Parkways & Freeport Recreation Center. The exciting Freeport Nautical Mile is less than a 1/4 mile away, offering additional entertainment and lifestyle opportunities. Parking options are available. The quiet, scenic 3rd floor location overlooks the surrounding residential neighborhood. There are no HOA fees. Don't miss the opportunity to own this great Co-op!
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Our Executive Mortgage Banker:
Our Insurance Division:
$209,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,999 | $167,999 | $167,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,417 |
Total Monthly Payment | $1,193 | $1,192 | $1,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.