Welcome to 18 Cow Hill Road, a charming Colonial home in the northern part of Mystic and just west of the Mystic River. For some, it's walkable (just 1. 4 miles south of the famous Bravo Bravo Restaurant). This delightful residence, a Federal-style colonial reproduction, boasts 3 bedrooms, 2. 5 bathrooms, a generous 1, 860 SF of living space on the main and upper levels, and a partially finished lower level. If you're not into finished concrete floors, it's ready for a floor that fits your taste and needs. The home is ideally situated on a generous . 62-acre lot, offering a perfect balance of beauty and accessibility. As you step inside, you'll be greeted by a home that seamlessly blends comfort and convenience. The main level features a thoughtfully designed open floor plan, emphasizing natural light and a warm, inviting ambiance. . . essentially an L-shaped great room with dining, living room, and kitchen all in one open space, all with beautiful hardwood flooring. The attached garage and a convenient driveway ensure parking is always a breeze. At the same time, the full basement offers ample storage space and endless potential for customization, allowing you to personalize the space to your liking in addition to the existing finished room. One of the highlights of this property is the central AC, ensuring that you stay cool and comfortable year-round, regardless of the weather outside. Additionally, Fiber internet is available, making it easy to stay connected to your favorite entertainment streaming services and more Beyond the interior, this home is a nature lover's paradise. The vast array of perennial and vegetable gardens creates a picturesque backdrop, while a chicken coop and other outbuildings add a touch of rural charm. Whether you're an avid gardener or enjoy the tranquility of natural surroundings, this property offers an exceptional opportunity to embrace the beauty of outdoor living. The unique outdoor amenities, including the gardens and the chicken coop, are a standout feature of this property. If you've always wanted to raise chickens for fresh eggs, you'll be ready on day one as a lovely chicken coup awaits new tenants. With its blend of character, comfort, and unique outdoor amenities, 18 Cow Hill Road presents a rare opportunity to own a home that stands apart. Don't miss the chance to make this exceptional property your own.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Eat-In Kitchen | Granite Counters,Dining Area,Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Other | Lower | |
Primary Bedroom | Full Bath,Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,818 | $3,575 |
Total Monthly Payment | $3,477 | $3,475 | $4,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.