New roof installed with 30 year transferable warranty! New mini split A/C installed in primary bedroom! This home is move in ready, just in time for the holidays! Charming Home with New Upgrades – Perfect for Various Lifestyles! **NEW Privacy Fence Installed!** This delightful property is perfect as a starter home, rental, retirement retreat, or vacation getaway! You’ll own the land, enjoy low property taxes, a low quarterly HOA fee, and there’s no need for flood insurance! The property is a spacious lot-and-a-half with plenty of beautiful features to admire. Key updates include a water heater, A/C wall unit, remodeled bathroom, and washer. The home boasts several newer windows, filling the space with natural light and soothing tones. With no carpet, maintenance is easy, and the solid cemented floors offer a strong foundation. This home is a single-wide with a block addition, creating a well-designed and open kitchen layout. The main bathroom features a convenient step-in shower, while a second bathroom is located in the shed, complete with a newer toilet and a step-in shower. There’s also ample additional storage space behind the home, and the property comes with existing furnishings, making it move-in ready! Don’t miss out on this fantastic opportunity to own a home in a community that offers quick access to beaches, nature trails, restaurants, shopping centers, and entertainment venues. Just a quick 40 min commute to the airport!
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $778 | $768 | $996 |
Total Monthly Payment | $933 | $923 | $1,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.