Ahoy, water enthusiasts! If you've been dreaming of a waterfront escape that's as refreshing as a splash in the ocean, look no further than the stunning 5-bedroom, 3-bath waterfront colonial beauty, oozing with character-and a fresh coat of paint! Step inside and be greeted by the tiled 1st fl that whisper tales of family gatherings and cozy evenings, The main floor is a playful canvas ready to to unleash your inner designer throughout the main living room, formal dining room and ajoining expansive den. Add'l is spacious kitchen with culinary playground waiting for your gourmet touches. Picture yourself whipping up brunch for friends or enjoying a quiet cup of coffee while basking in the morning light streaming through the majestic windows with water views. Add'l 1st fl bedroom & full bath give plenty of space for guests, a home office, or a craft room for your latest Pinterest projects. The spacious kitchen is a culinary playground waiting for your gourmet touches. Picture yourself whipping up brunch for friends or enjoying a quiet cup of coffee while basking in the morning light streaming through the windowlit den . The 2nd floor of newly polished oak hardwood floors leads to stately owners quarters with on suite and 4 Queen sized bedrooms and full bath. This lovely abode boasts nearly 3100sqft yet has all the warmth and nostalgia you'd expect from a classic colonial This waterfront jewel on has 40 ft bulk head & a private mooring for the adventure-seekers isprime for kayaking, paddleboarding, or just splashing around in the warm bay waters. Imagine sipping your morning coffee on your private deck, watching the sun rise over the tranquil waters, with vibrant autumn colors reflecting off the surface. As evenings cool down, gather around the fire pit, toast marshmallows, and share ghost stories under the starlit sky. Ideal commuter location just blocks to LIRR, private 1 car garage, near main shoopping stores & schools. Island Park offers the perfect blend of local charm and waterfront bliss, making this property your ticket to a life of leisure and adventure. So, whether you're a sailor or just someone who loves sunsets, dive into your new lifestyle
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,999 | $619,999 | $619,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $1,476 | $1,476 | $1,476 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,125 | $4,073 | $5,229 |
Total Monthly Payment | $5,693 | $5,641 | $6,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.