Step back in time to experience the antique charm & character of this circa 1769 colonial farmhouse with 2648 sq. ft. of elegant living space, that has been lovingly refreshed, restored and enhanced with modern upgrades, amenities & improvements, while preserving many of the early features, set back on 2. 5 parklike, beautifully landscaped acres with a 2 car detached, board & batten sided garage (that can accommodate a truck) and barn. It features original wide plank floors, some early woodwork & doors, 5 fireplaces with original mantles ( Only two are working with woodstove inserts ) & designer, eat in kitchen with custom cherry cabinetry & soapstone counters that opens to a delightful family room, a dining room now used as an office & a wonderful living room and a full bath with shower & laundry room on the first level. Upstairs is a huge bedroom, now used as a craft/sewing room, that could be reconverted back to a 2 bedroom, with additional bedrooms and full bath with claw foot tub and shower. There is a walk up attic. You will adore the 100 x 12' three sided wrap around front porch to enjoy the sunrises, the sounds of birds, sip your morning coffee or tea, or just relax & unwind from life's stress, surrounded by the beauty of nature or play on your expansive front porch & side yard. If is so peaceful yet you are close to village shopping in Walden, Pine Bush & Montgomery with great restaurants, parks Wallkill River, golf courses, City Winery, Angry Orchard. A heavenly haven awaits you. Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached,
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,341 | $3,296 | $4,182 |
Total Monthly Payment | $4,010 | $3,965 | $4,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.