Waterfront living at its finest!!! This traditional style home is situated on a beautiful level lot, on the peninsula in the desirable and sought after Harborside subdivision. The interior is well laid out with split bedroom plan with over 3, 000 sq feet on main level with gorgeous hardwood floors and additional 700 sq feet on 2nd level. Coming in through the front doors into the foyer, on right is a formal dining area, to the left is an office space (or a 4th bedroom if needed). Directly in front of you is one of two large living spaces with built in bookcases and a gas log fireplace. You'll notice right away the large windows on the back side of the home with fantastic views of the lake from every room and the double French doors leading out to the 10x42 screened in porch. Moving on to the right is another large open area that includes the kitchen featuring granite counter tops, bar seating, unbelievable cabinetry, stainless steel appliance, the breakfast area and another 2nd living area also with built in bookcases and a gas log fireplace. The master's suite includes a large bedroom with sitting area, walk in closets and door opening to the screen porch. Master bathroom has a large, walk in, tiled shower, clawfoot tub, double vanity with custom cabinets. Bedrooms two and three share a jack and jill bath and there is an additional full bath for guest. On the 2nd level is additional, approximately 700 sq ft with another half bath. The exterior is well maintained, has a very nice level, lot with walkway going to the covered dock with boat lift and seawall. The neighborhood has a low HOA fee with amenities that include boat ramp, a locked storage lot as well as lighted streets for evening walks. Make an appointment to come see this beauty today and start living the lake life !!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $940,000 | $940,000 | $940,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.850% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,019 | $6,019 | $8,253 |
Total Monthly Payment | $6,930 | $6,930 | $9,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.