Move in ready 3 car garage plan in a gated community. This brand new single story home boasts over 1850 sq ft of open living space. Its modern design features an open concept layout with 4 bedrooms, 2 bathrooms and a 3 car garage, The vaulted ceilings in the combined Family Room/ Formal Dining Room create the perfect space to gather with friends or entertain. The vaulted ceilings extend into the spacious kitchen and truly give definition to the 'open concept' floor plan. The gourmet-inspired kitchen features ample amounts of staggered, 36" shaker style cabinets with soft close drawers and doors, granite countertops, a massive eat-at island and Stainless steel appliances including a side-by-side fridge. The sliders that lead out back from the kitchen to a covered lanai allow tons of natural light into the home. On the opposite side of the home you will find 3 guest bedrooms and a shared bathroom. Continue down the hall to find the owners suite which features a tray ceiling, large walk-in closet. attached en-suite with a huge walk in shower and dual vanity with granite countertops. The entire home has waterproof luxury vinyl plank flooring throughout and a energy features with a 16 SEER AC unit, dual pane, lowE windows and more. Other upgrades include ceiling fan pre-wires in all bedrooms and family room, tiled showers and bathroom floors, coach lights and a garage door opener. This home also features a nice size back yard and plenty of space between you and your neighbor. Special Financing through the PREFERRED LENDER!!. Home also comes with 1 year home warranty and 10 year structural warranty. The low HOA and spacious homesites make Summercrest the perfect place to call home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,327 |
Total Monthly Payment | $1,966 | $1,964 | $2,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.