One or more photo(s) has been virtually staged. Some photos have been virtually staged. Welcome to 407 E Palm Dr, a charming historic home located in the heart of Lakeland, FL. This single-family residence exudes character and timeless appeal. Boasting 3 bedrooms, 2 baths, office and a spacious living room with a total finished area of 2, 108 sq. ft. , this home offers plenty of room for comfortable living. Situated on a generous double lot size of 13, 299 sq. ft. , there is ample outdoor space for entertaining, gardening, or simply enjoying the Florida sunshine. As you approach the property, you will be greeted by a picturesque exterior featuring classic architectural details and a welcoming front porch. Step inside to discover a renovated interior with a layout that flows seamlessly from room to room. The living spaces are filled with natural light, creating a warm and inviting atmosphere throughout. The kitchen is equipped with modern appliances, granite countertops, ample cabinet storage, and plenty of space for meal preparation. Adjacent to the kitchen, you will find a dining area perfect for enjoying home-cooked meals with family and friends. The bedrooms are spacious and offer a tranquil retreat at the end of the day. Outside, the expansive backyard provides endless possibilities for outdoor activities and relaxation. Whether you envision hosting summer barbecues, creating a lush garden oasis or simply unwinding in the fresh air, this property offers the space to make your outdoor dreams a reality. The large lot are provides ample space to add a pool and/or an Auxiliary Dwelling Unit. Conveniently located in the desirable neighborhood of Lake Hollingsworth, in the heart of Lakeland, this home is just moments away from a variety of shopping, dining, and entertainment options. With easy access to major highways, commuting to nearby cities and attractions is a breeze. Whether you are looking for a cozy family home or a charming retreat in a historic neighborhood, 407 E Palm Dr is the one. Don't miss the opportunity to make this lovely property your own and experience the timeless beauty and comfort it has to offer. Schedule a showing today and imagine the possibilities of calling this historic gem your new home.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,999 | $311,999 | $311,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,050 | $2,631 |
Total Monthly Payment | $2,634 | $2,608 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.