!!! Welcome to this tastefully renovated 2 bedroom 1 bathroom St. Petersburg Mediterranean Style Bungalow Home sitting on an oversized lot! Located in a NON flood zone, this home boasts Brand New Impact Rated windows throughout with exception for the 2 windows in the kitchen. The front door is brand new and impact rated as well! There is a newer HVAC, a Brand New commercial grade high end flat top roofing system and a new shingle roof on the rear open porch area! Electrical has been inspected by a Florida Licensed Electrician and passed inspection! A brand new wooden fence encompasses the spacious backyard (great for large pets/dogs) with 2 gated entrances from the rear alleyway and side of home. This is a perfect entryway for someone who has lots of family with a need for more parking area for more cars, a boat with trailer and a RV/Camper. The Drive Way will already hold 2 cars. As you pass through the front arched alcove and step past the front door you are humbly welcomed by the open classy architecture of the past. This home boasts a beautiful open floor plan that flows accordingly while still keeping that humble individual feeling of the Living Room, Dining Room and Kitchen in mind. There is a comfortable dining and living room area that has a straight sight line to the kitchen creating a nice flow to the space which is great for entertaining family and friends! This brand new kitchen boasts new white shaker style cabinetry, thick white quartz countertops and a white quartz under mount sink making for a nice seamless feel! The kitchen combines the charm of classic original built-ins along with the modern look and feel of new cabinets with a 4 piece Samsung Stainless appliance package to include a French door, bottom freezer fridge, an upgraded microwave range hood and a high end range with the upgraded convection air fryer oven feature. Both bedrooms are very spacious and will easily accommodate a king size bed with night stands on both sides and have been updated with new light wood laminate flooring and huge Impact Rated Windows allowing for much natural light throughout along with storm protection! The bathroom boasts modern fixtures including a sensor, contactless toilet and brand new laminate wood looking flooring that matches the rest of the floor through out the home! This home makes for the perfect down-sized home to retire in, or the perfect starter home with more than ample room in the back yard to add on a bedroom or more as your family grows. A new tool shed was placed in the back yard to store your lawnmower and more. You are within a 4 minute drive from Tropicana Field and within a 8 minute drive to historic Central Avenue! The Sundial, Pier, Straub, Vinoy, and Lassing Parks along with the USF Bayboro campus are nearby. It’s also just a few blocks from Lake Maggiore and the Boyd Hill Nature Preserve. Our well known local St Pete and Gulfport beaches are very close within only a 10-15 minute drive. ALL HOME BUYER & INVESTOR OFFERS ARE WELCOME!!! Get with your agent today to schedule your personal showing!!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,999 | $287,999 | $287,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,940 | $2,450 |
Total Monthly Payment | $2,299 | $2,250 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.