Welcome to Your Central Florida Paradise in the Floral Lakes 55+ Community!
Discover your dream retirement oasis with this beautifully maintained 2-bedroom, 2-bathroom home, ideally situated on a spacious lot near the clubhouse. This move-in ready gem features solid flooring throughout, including attractive vinyl-plank wood-style flooring in the bedrooms and living areas, complemented by tile in the sunroom and bathrooms.
The heart of this home is the expansive family room, perfect for quality time with loved ones. Sliding glass doors open to a large sunroom, offering a serene space to relax. The formal dining room boasts built-ins and is bathed in natural light through bay windows.
The well-appointed kitchen includes wood cabinetry and all appliances, with a convenient closet pantry in the foyer area, which also offers space for a dinette, desk, or sitting room. The master bedroom is generously sized, updated master bathroom with a walk-in shower. Guests will feel at home in the comfortable second bedroom and second bathroom with a shower/tub combo.
Additional features include a screened porch off the carport with a private utility room, providing extra storage and a laundry area. The home is equipped with a Rain Soft water system for added convenience.
Enjoy affordable living with NO LOT RENT and LOW HOA fees of just $80 a month. Floral Lakes Community offers an array of amenities, including a heated community pool, clubhouse with planned weekly activities, shuffleboard, and lake access with a boat ramp.
Conveniently located between Tampa and Orlando, this home is close to downtown, restaurants, shopping, and more. Experience the best of Central Florida living and escape the cold winters. This is the perfect retreat for snowbirds.
Don't miss out on this opportunity to own a piece of paradise. Schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$168,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,400 | $134,400 | $134,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $893 | $1,133 |
Total Monthly Payment | $1,148 | $1,136 | $1,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.