4 Island Drive, Copake, NY, 12516 | $350,000
Seller Says to Bring All Reasonable Offers -- Island LivingOn the Island at Robinson Pond/Taconic Shores is where you'll find this 3 BR, 2 BA, ~1300 sf home on 2 and 1/2 lots. Rather large for this part of the lake. Wood floors and a full basement. The back yard is parklike and there is a detached garage. The Island is a special place with no through traffic -- well, there really isn't traffic just residents and friends who are traveling to their Island destination. Cosmetic care and upgrades are needed. That is reflected in the pricing. Taconic Shores is a private lake community in Copake, NY about 2 hours from NYC. Columbia County is chock full of activities from apple picking and farmer's market, to Tanglewood and music venues. Catamount Adventure Park is about 15 minutes away and offers snow skiing in the winter and an aerial park and Zip Line (the longest in the USA) off season. Both Metro-North and Amtrak are about 1/2 hour away. Located between Hudson, NY and Great Barrington, MA, there really is so much to do. The potential is here and so are the activities. All we need is YOU!
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 1 full
- Style: 1 Story,Ranch
- Year Built: 1953
- Garage: 2-car Detached
- Heating: Base Board,Hot Air
- Basement: Full
- Approx Sq. Feet: 1,270
- Acreage: 0.45
- School District: Taconic Hills
- MLS#: 153644
- Days on Market: 87 days
- Website: https://www.raveis.com
/prop/153644/4islanddrive_copake_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Island Drive, Copake, NY, 12516
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,886 | $1,839 | $2,361 |
| Total Monthly Payment | $1,961 | $1,914 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535