This house did not have any flooding inside the house during hurricane Helene. This is a must see. The pictures only give a hint of how well appointed this home really is. The absolutely amazing water view will capture your attention immediately upon entering this updated and well maintained home. Everything was completely renovated in 2020 with new cabinets, quartz counter tops and electrical service. The foyer is large with beautiful new double entrance doors that allow the sun light in to brighten the area. The family room has a built-in wall unit that is the focal point of the room, which houses both the large television and electric fire place. The inside laundry room is spacious as well as functional with plenty of cabinet space for storage. The kitchen has ample counter space with tile backsplashes and quartz counter tops for an exceptional cooking and entertaining experience. All appliances are newer and upgraded. The salt water swimming pool was built new in 2020 and is surrounded by a large lanai covered in brick pavers. The dock has newer composite planks and a 10, 000 lb. boat lift, which were updated at the same time that the house was renovated. The HVAC system was updated four years ago. The solar power is owned and the only electric bill is $30. 00 / month for the meter. The solar panels generate more power than is used and is banked for one year by Duke energy. The low flood insurance premium is assumable by the new owners. Most of the windows and patio doors are new and impact rated as well. The garage is spacious enough for a work area with a tool bench. The water softener system is 3 plus years old and functions properly. Bring your client with their best offer!
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Our Executive Mortgage Banker:
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$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.864% | 6.725% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,121 | $6,201 | $8,328 |
Total Monthly Payment | $6,849 | $6,929 | $9,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.