2228 Swedish DRIVE, #42, Clearwater, FL, 33763 | $291,500

WOW! A beautifully updated, large 2 bedroom, 2. 5 bath condo now available on the West Side of OTOW! It boasts 1740 square feet of space, crown molding, many lovely and functional improvements (including granite countertops, stainless steel appliances and more), and has a wonderful water view from the Florida room and primary bedroom windows. It comes with a private, approved laundry room and newer hot water heater (10/21) and AC (9/21). Unit has hurricane impact windows already installed. It is the perfect distance from the elevator (not right next to it, but not far away) and offers the privacy and wonderful view of the third floor. (And no one walking on the floor above you!) Pricing of $292, 000 for 1740 square feet of space makes this one of the very best values at OTOW. Move in ready and available for living your best life in Florida.

OTOW offers the security and comfort of being situated on one of the highest points in Pinellas County, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history.

The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The spacious, remodeled cardio gym has the latest exercise equipment, including treadmills and bikes. OTOW is a very pet-friendly community, and a fenced dog park is available on the West Side. Association activities include swimming, fitness classes, dancing, clubs, cards, billiards, entertainment, educational classes, tennis, pickleball, and much more. Close to beaches, transportation, shopping, entertainment, and dining.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Fitness Center, Gated, Golf Course, Maintenance, Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1990
  • Common Charge: $560 Monthly
  • Approx Sq. Feet: 1,740
  • Acreage: 5.38
  • Est. Taxes: $316
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: U8241319
  • Days on Market: 173 days
  • Website: https://www.raveis.com
    /prop/U8241319/2228swedishdrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 12:47:07 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2228 Swedish DRIVE, #42, Clearwater, FL, 33763

$291,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $233,200 $233,200 $233,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $26 $26 $26
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,551 $1,550 $1,967
Total Monthly Payment $1,652 $1,651 $2,068

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.