**The Seller is offering $5, 000 in concessions if sold at full listing price. Use this concession to buy down your interest rate or apply it towards your closing costs. **
This charming home features three bedrooms and two bathrooms. The inviting exterior showcases an attractive design and lush landscaping, creating a welcoming atmosphere. Upon entering, the spacious entryway leads to an open concept layout filled with abundant natural light.
The primary bedroom offers a generous amount of space and ample storage. The en-suite bathroom features elegant countertops, a spacious vanity, and well-lit fixtures, creating a relaxing retreat. The two additional bedrooms provide comfortable accommodations with hardwood-style flooring and ample natural illumination.
The kitchen boasts modern appliances, elegant cabinetry, and abundant countertops, allowing for efficient meal preparation. The open layout seamlessly integrates the living and dining areas, providing a versatile and inviting space for entertaining or relaxation.
Stepping outside, the covered patio with a wooden ceiling offers a tranquil outdoor oasis, perfect for enjoying the pleasant weather. The property also features a spacious porch, complementing the inviting exterior and lush landscaping. Additional amenities include tile flooring throughout, ceiling fans, and brand new construction, ensuring a contemporary and well-appointed living experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $20 | $20 | $20 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,435 |
Total Monthly Payment | $1,984 | $1,983 | $2,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.