Flood Zone X. Flood insurance is not required. This home came through both Hurricane Helene and Hurricane Milton with no damage—solid build and peace of mind all in one. Prime Location: Situated just minutes away from the bustling Central Grand District, this home offers unparalleled access to a wide array
of restaurants, cafes, and boutique shops. Enjoy morning coffee at your favorite local café, indulge in diverse culinary experiences and
explore unique shops, all within a short trip from your front door. This charming 2-bedroom, 1-bathroom bungalow offers an ideal blend
of suburban tranquility and urban convenience. Enter into a large living room with crown molding and hardwood floors throughout the
home. The home features unique and updated light fixtures throughout. The dining room leads to the the kitchen and has a breakfast
bar/passthrough. The kitchen features art deco flair with a unique light fixture and window looking into the living room. The spacious
family room has been newly carpeted and could easily be converted to a third bedroom. The family room connects to the garage, which
allows easy access from the alley. Both bedrooms are generous. There is a large fenced area to the right of this home that is perfect for RV
or boat storage. Situated on a double lot, this newly fenced in yard offers privacy and security. The wooden fence gives to perfect
backdrop to build an outdoor kitchen and add tropical landscaping. It feels like an oasis in the middle of the city. The HVAC was replaced
in 2020. The plumbing was completely replaced in 2022. There is off street parking from the alley behind the home. The washer and dryer
are in the garage. Across the street is a neighborhood park offering a great way to meet your neighbors. The vibrant Grand Central District
is known for its lively atmosphere, community events, and artistic flair, making it a hub of activity and a favorite destination for locals and
visitors alike. Don't miss the opportunity to own this gem that is close to all of the best St. Pete has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,600 |
Total Monthly Payment | $2,525 | $2,523 | $3,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.