12307 Whisper Lake DRIVE, Bradenton, FL, 34211 | $520,000

**THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Discover modern elegance within the maintenance-free, gated community of Eagle Trace. This 3 bedroom, 2 bathroom, plus a flex space, home is surrounded by lush tropical landscaping, offering both privacy and a serene atmosphere. Savor the convenience of included lawn maintenance through the quarterly HOA and indulge in outdoor living on your private lanai and additional paver patio, both offering serene views of the preserve and pond. Inside, the flex space, currently styled as an office, boasts tile floors that transition seamlessly to beautiful engineered hardwood in the open-concept main living area. This layout is perfect for both daily living and entertaining, featuring a kitchen with elegant granite countertops, stainless steel appliances including a gas range, a pantry, and a generous quartz island ideal for casual dining. The family room, enhanced by a tray ceiling, built-in surround sound speakers, a stylish shiplap accent wall, and an expansive pocket sliding glass door, opens to the screened lanai. The primary suite is bright and serene, with multiple windows adorned with plantation shutters, dual walk-in closets, and an ensuite bathroom featuring a spacious tile shower. Two additional bedrooms are tucked away off the family room, offering privacy and comfort. A laundry room provides additional storage and access to the 2-car garage, which features epoxy flooring, a sink, shelving, and ladder attic access. Enhancing the home’s functionality, a new water heater was installed in 2024. Residents of Eagle Trace benefit from NO CDD fees and a range of amenities, including a resort-style pool and spa, tennis courts, a playground, and a dog park. Ideally situated just minutes from shopping, dining, and entertainment at UTC, Lakewood Ranch Main Street, and Waterside Place, Eagle Trace offers a sophisticated yet relaxed lifestyle.

Features

  • Amenities: Gated, Maintenance, Park, Playground, Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2015
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,932
  • Acreage: 0.18
  • Est. Taxes: $3,707
  • HOA Fee: $873 Quarterly
  • Lot Desc: In County, Landscaped
  • View: Trees/Woods, Water
  • Elem. School: Gullett Elementary
  • Middle School: Carlos E. Haile Middle
  • High School: Lakewood Ranch High
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: A4619131
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/A4619131/12307whisperlakedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2024 12:34:50 PM)
Listing courtesy of KELLER WILLIAMS CLASSIC GROUP   Phone: 941-900-4151

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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12307 Whisper Lake DRIVE, Bradenton, FL, 34211

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $309 $309 $309
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,873 $2,803 $3,539
Total Monthly Payment $3,274 $3,204 $3,940

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.