Presented byJeff Romatzick - Romatzick Team |
Location!!! Why rent when you can buy in Black Rock! Highly desirable FIRST FLOOR, two-bedroom, located in the heart of vibrant Black Rock, right off one of two parking lots. Kitchen has granite counter tops, brand new gas range, double sink and bathroom designed with glass, Thassos and ceramic tile for a spa like feel. Enclosed porch right off your kitchen with windows by flowering bushes for hanging out or extra space. Washer/dryer in private basement storage area. Taxes, hot water, heat, property management, trash and snow removal are included in the common charges. Make this your in back parking lot. A commuters dream with close access to Fairfield Metro Train Station, I-95, Port Jefferson Ferry and the Long Island Sound beaches perfect for coastal living! Units must be owner occupied. Welcome to Black Rock! Black Rock Gardens Cooperative (BRGC) is distinguished by its historical designation, architectural design and beautifully landscaped courtyards and gardens on over 6 acres of land near beautiful Long Island Sound. A commuters dream with close access to Fairfield Metro Train Station, I-95 and the Beach! Within walking distance to Fairfield Metro train station, Long Island Sound, St. Mary's By The Sea, Seabright Beach, Farmer's Market, Elicit Brewery, Park City Music Hall, library, restaurants, stores. 1. 5 mi Whole Foods, BJ's wholesale & Elicit. Black Rock (BR) has a Farmer's Market, Summer Concert Series, Ellsworth Park/tennis courts, BR Day Parade, Harbor Fest, BR Porch Fest, Winter Tree Lighting, Yacht Clubs, Harborview Market. Nearby Pizza: Sally's, Pepe's, Fire Engine; Elicit Brewing, Tautog, Road Runner, BRYAC, The Castle and music scene! 3 mi to Fairfield Univ, 6 mi to Sacred Heart and Fairchild Wheeler Golf course. Note: Bldg scheduled to have exterior brick repointing and has a $336 Dec one time special assessment. Back on market for failed financing.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Full Bath | Tile Floor | Main |
Kitchen | Granite Counters,Double-Sink,Tile Floor | Main |
Living Room | Main | |
Other | Laundry Hookup | Lower |
Primary Bedroom | Main |
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$189,999
Sales Associate
William Raveis Real Estate
Phone: 203.400.0095
Jeffrey.Romatzick@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,999 | $151,999 | $151,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,282 |
Total Monthly Payment | $1,086 | $1,085 | $1,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.