Raised Ranch style home conveniently located off Rt. 6 for commuting and access to downtown & shopping. Original owner home has been mechanically well maintained with a newer roof, newer boiler/heating system, replacement windows, vinyl siding, & updated electrical panel. Home comes with an additional 0. 51 AC lot that could be used for detached shop/garage/storage etc. Home does need TLC & elbow grease but sweat equity is available for the next owner. Home features a large living & dining area (hardwoods under carpet) along with an eating space kitchen. The three bedrooms are good sized and there are two full bathrooms on the main level including a primary suite. Basement is half the 2 car garage under the home and half the finished basement with bar area along with a slider to the rear yard. Generous sized upper-level deck along with a large shed complete the package. Private drive/non-town-maintained road. Government financing may be difficult. Additional photos to come shortly.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Family Room | Lower |
Full Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary BR Suite | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,896 |
Total Monthly Payment | $1,864 | $1,864 | $2,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.