Welcome to Windmill Village 55+ community, resident owned gated community, one of the lowest HOA fees in the area! Neighborhhood features 2 marinas, a club house, pool, bocci ball, corn hole, tons of clubs to join. You can be as busy as you like! This home features is 1512 square feet, 2 bedrooms 2 full baths could use office as a 3rd bedroom ( no closet) Covered parking for 3 or 4 cars, or large boat. Large screen room 23 x 13 off side of home, great for entertaining or cooking out. Large kitchen with an eating area, tons of cabinets, walk in pantry. All appliances stay with home, including washer/dryer. Most furnishings are also included see excluded list Large shed 13 x 9 with double doors to store your golf cart and grill. Patio pavers from side of screen room around to back. If you will notice there is quite a bit of green space in back of home, a little more privacy than other lots. Primary bedroom has a full bath, vanity space, separate toliet and shower room. Very well cared for home, great location in active community. Sales price does not include the $ 18285 share buy in, which is returned to you when you sell. $100 application fee when fillout docs for WV.
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,960 | $227,960 | $227,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,574 | $1,536 | $1,939 |
Total Monthly Payment | $1,822 | $1,784 | $2,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.