"The Conductor's House" The northern 1/3 of this home is the local, authentic conductor's house built by the original Housatonic Railroad Company in 1874. The southern 2/3 of the home was added on in 2003, and both sections have been fully renovated in the Modern Farmhouse motif to blend the wonderful history with contemporary elements and style. Just about every surface has been altered with attention to detail. The theme revolves around the kitchen with an open floor plan that provides warmth for everyday living and uncompromising space for entertaining. The natural light provided by large and plentiful windows adds splendor to every room on both levels. Shade trees at the perimeter keep the house naturally cool in the warmer months, and the modern woodstove adds comfort and a cozy feel on those chilly winter nights. Upstairs the bedrooms are gracious and inviting. Wood and tile floors throughout. The home has ample storage with two basements, two attics, and large closets. Located near the center of the quiet, artistic, and friendly town of Falls Village, the setting and neighborhood makes you feel right at home. Community is everything! Too many other details to list - please inquire! Close to private schools such as Hotchkiss, Salisbury, Indian Mountain, Kent and Berkshire. And the local public schools are excellent. A one-year, broad-range HOME WARRANTY is INCLUDED.
Type | Description | Level |
---|---|---|
Bedroom 1 | Remodeled,Softwood Floor | Upper |
Bedroom 2 | Remodeled,Hardwood Floor | Upper |
Den | Remodeled,Softwood Floor | Main |
Dining Room | Remodeled,Dining Area,Softwood Floor | Main |
Eat-In Kitchen | Remodeled,Breakfast Bar,Quartz Counters,Island,Softwood Floor | Main |
Full Bath | Remodeled,Stall Shower,Tile Floor | Main |
Full Bath | Remodeled,Quartz Counters,Double-Sink,Tile Floor | Upper |
Half Bath | Remodeled,Tile Floor | Upper |
Living Room | Remodeled,Bay/Bow Window,Combination Liv/Din Rm,Wood Stove,Softwood Floor | Main |
Primary Bedroom | Remodeled,Softwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $755 | $755 | $755 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,509 | $3,422 | $4,321 |
Total Monthly Payment | $4,356 | $4,269 | $5,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.