MOTIVATED SELLER-New Price. Steps to Lake Winnisquam! This charming older home is a unique find in a desirable Laconia neighborhood, Walk to the swimming/kayak area. Cherished by one family for over 50 years, it's now awaiting its next joyful owners. UPDATED Electric and a brand NEW 200-amp panel. Featuring 3 bedrooms, 2 bathrooms, a finished enclosed porch, a beautiful patio, an attached 2-car garage, and a large shed in the backyard. The home boasts distinctive features such as a cupola and an elegant staircase. Situated near the end of Gale Avenue, only 0. 2 miles from the lake, it's also close to Opechee Park, track, and beach. A short walk to downtown offers shopping, dining, and entertainment at the Colonial Theater. Experience all the amenities the Lakes Region has to offer! OPEN HOUSE Nov. 2nd 10AM-12PM
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $3,018 | $3,016 | $3,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.