2260 Silver Lakes DRIVE N, Lakeland, FL, 33810 | $288,000

PRICE IMPROVEMENT! WAKE UP TO THIS WATERFRONT VIEW EVERYDAY! 55+ FLORIDA LIVING in the GATED COMMUNITY OF SILVER LAKES This hidden gem 2-bedroom, 2-bathroom home offers a perfect blend of it all! LARGE OPEN living spaces, offering both durability and style for easy maintenance and lasting beauty. Natural light floods the interior and the skylight enhances the brightness, further accentuating the spaciousness and charm. A large kitchen overlooks the great room and is accented with lots of countertop and cabinet space, a breakfast bar and an eat-in nook area, illuminated by three bay windows creates an inviting space perfect for casual dining and entertaining. GARAGE has ROOM FOR CAR AND GOLF CART. Enjoy peaceful evening strolls for exercise or leisure on the paved sidewalk around the lake and take in the breathtaking fountain view from your sitting area! There's something for everyone in this vibrant community! If it is the Florida weather you want to enjoy, the clubhouse, community pool, spa and complete with a fitness center gym is the place to be located down from the home. Large banquet room for events, Bingo, Quilt groups and more. Visit the library retreats stocked with puzzles, plenty of books, magazines and movies. There is Craft table & room to work on your favorite hobbies. Join the many community committees, social activities and outings to meet your neighbors. 3 BEAUTIFUL LAKES, over bridge and fountain views spread out through this beautiful community which are Lake Trolling, Lake Walk-a-Bout and Lake Promenade with surrounding sidewalks to take day strolls with your dog, or just a neighborhood stroll to get a glimpse of all the lovely homes, manicured yards and well maintained properties. HOA covers the CABLE/INTERNET Bundle, lawn and many amenities. MOVE IN, make friends and have some fun! CLOSE to I-4 Tampa and Orlando, minutes to Disney and other Central Fl attractions, shopping malls, great restaurants and medical facilities! Schedule a private showing today and embrace the next chapter of your life in Silver Lakes!

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1995
  • Garage: 1-car Golf Cart Parking
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,608
  • Acreage: 0.12
  • Est. Taxes: $2,661
  • HOA Fee: $220 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: L4943537
  • Days on Market: 162 days
  • Website: https://www.raveis.com
    /prop/L4943537/2260silverlakesdriven_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 12:38:31 PM)
Listing courtesy of KELLER WILLIAMS REALTY SMART   Phone: 863-577-1234

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2260 Silver Lakes DRIVE N, Lakeland, FL, 33810

$288,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $230,400 $230,400 $230,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $222 $222 $222
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,400 $1,400 $1,821
Total Monthly Payment $1,697 $1,697 $2,118

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.