One or more photo(s) has been virtually staged. Welcome to this delightful 2 bedrooms plus Den/Bonus room and 1 bathroom home, featuring front covered porch and one-car garage with long driveway that provides ample parking! Inside, you'll find an inviting living room with new vinyl plank flooring throughout that flows seamlessly into the kitchen and dining area. The huge bonus room is complete with French doors and a walk-in closet, perfect for family gathering or can easily be converted into an additional bedroom or a master suite! The kitchen is well equipped with 42" cabinets, backsplash, granite countertops, pendant lights, appliances, and an exhaust vented fan. The bathroom has been updated with new tub, toilet, sink, and plumbing fixtures. The washer and dryer will remain in the garage for your convenience. Step outside from the covered screened porch to the fully fenced backyard is a gardener's paradise - filled with a variety of flowers, fruit trees, and vegetables, all organic growth! Not in a flood zone, located minutes from I-275, downtown St. Pete, beaches, and shopping.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,668 |
Total Monthly Payment | $2,347 | $2,345 | $2,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.