Under contract-accepting backup offers. Welcome to your dream home! Nestled on a beautiful lot, this stunning 2-bedroom, 2-bathroom house offers a unique opportunity with an assumable loan at an incredibly low interest rate.
As you step inside, you’ll be greeted by a cozy living room featuring a wood-burning fireplace, perfect for those chilly evenings. The living room also boasts custom-built ins, adding character and ample storage. Upstairs, a versatile loft space awaits, complete with additional built ins—ideal for a home office, library, or playroom.
The kitchen is a chef’s delight, equipped with brand-new stainless steel appliances installed in 2024, ensuring a modern and efficient cooking experience. Laundry is a breeze with a washer and dryer that were updated in 2022.
Step outside to your own private oasis! The backyard is a true retreat, featuring a spacious gazebo—perfect for outdoor entertaining or simply enjoying a quiet afternoon surrounded by nature.
This home is truly a gem with so much you will love. Don’t miss out on this rare opportunity to own a home with charm, modern updates, and a fantastic financing option. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,401 |
Total Monthly Payment | $2,205 | $2,156 | $2,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.