Reduced Price!!! ~~~HIGH AND DRY, NON FLOOD ZONE~~~ This is the Bungalow you have been waiting for! Beautiful Old Northeast Bungalow in St. Petersburg, Florida! Nestled on a picturesque brick lined street, this historic home is bursting with charm and distinctive features! This 2 Bedroom 1 Bath Home offers all of the Architectural features that are key to a home of this period, such as original Hardwood Floors, Coffered Ceiling, Wood Trim, Built Ins, Stained Glass Windows, French Doors, Wood Shutters, Fireplace and High Ceilings. The Kitchen has lots of Prep Space, Stainless Steel Appliances with a Gas Stove. The Bath has been tastefully updated with a new vanity, lots of natural light and storage. Exterior features include a large Screened-in Front Porch, perfect for morning coffee or an evening cocktail along with Beautiful Mature Landscape. The back yard is a private, serene outdoor retreat with tropical landscaped gardens and a Hot Tub! The Casita (converted garage) is Air conditioned and is perfect for a Guest House, Studio, Gym, Office or Man Cave/She Shed! The large Attic has over 400SF that can be converted into living space. Non-Flood Zone! Only 6 blocks from Beach Drive, walkable/bike ride/scooter to vibrant Downtown St Pete with shopping, amazing restaurants, waterfront parks, activities, marinas, events, concerts, The Vinoy, Golf Course and the St Pete Pier. This home has a unique character, walkable location, and blend of historic charm with modern conveniences.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,868 | $3,773 | $4,763 |
Total Monthly Payment | $4,428 | $4,333 | $5,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.