HIGH AND DRY! NO STORM SURGE/WATER, WIND OR ANY DAMAGE AT ALL TO THIS HOME FROM HURRICANE HELENE OR MILTON! WATERFRONT LIVING IS STILL POSSIBLE WITH PEACE OF MIND AFTER PASSING THE TEST OF THESE 2 CALIBER OF STORMS! BAY & GULF ACCESS in the GATED WATERFRONT community of Bayside! This lovely POOL home is CANAL FRONT with a HUGE DOCK & BOAT LIFT, and a COVERED GAZEBO, great for sharing dock-tails with friends, or alfresco dining! Truly a unique home with 2 COMPLETE SEPARATE PRIMARY SUITES apart from the other 3 bedrooms, giving it so many possibilities! Perfect for a multi generational family or if you just love lots of space for entertaining. The moment you arrive to this lovely home, you will notice the FRESHLY PAINTED EXTERIOR, lush landscaping, and tropical feel of the yard. As you enter the front door, you will LOVE the SOARING CEILINGS & OPEN FLOORPLAN giving it the wow factor. Beautiful TRAY CEILINGS adorn the dining room with a BUFFET NOOK for serving, wine refrigerator, and a BUILT IN WET BAR with 2nd REFRIGERATOR. The EAT IN KITCHEN has a BREAKFAST BAR, tons of cabinets, a recipe/desk space, and loads of counter space with granite countertops. Equipped with DOUBLE OVENS, 2 DISHWASHERS, REFRIGERATOR AND COOKTOP. The BREAKFAST NOOK is the perfect place to start the day, overlooking the pool and WATERFRONT. The kitchen is open to the spacious family room, complete with a FIREPLACE, and SLIDING DOORS that open completely to the pool area! Just past the family room, is one of the primary bedrooms, which is a perfect DOWNSTAIRS IN LAW SUITE with its own private entry. Huge windows to enjoy the water view and sparkling pool as well. There are 2 walk in closets with CLOSET ORGANIZING SYSTEM and bathroom includes a garden tub and separate walk in shower. On the other side of bath, there is another connecting bedroom (currently used as an office) or perfect for a nursery, with a walk in closet and a full bath just outside in hallway. Heading upstairs, you will find 2 more bedrooms, a shared full bath, and a HUGE STORAGE CLOSET. The upstairs primary suite is private, and spans the entire side of the home. It has a nice size dressing area, complete with custom closet organizing system, BUILT IN MAKE UP AREA, and lots of extra storage! The bathroom has a double vanity with granite countertops, garden tub, & separate shower. This home suits any phase of life that your family wants or needs. So many options! Now for the outside! Step outside to your FRESHLY PAINTED POOL DECK, and head over to your amazing BUILT IN BAR AND SUMMER KITCHEN equipped with a grill, refrigerator, & more! Turn on some Jimmy Buffett, and let the good times roll! Jump in the sparkling pool/spa, or head down to the dock for some boating or fishing. DOCK & BOATLIFT HOLD UP TO 34 FT BOAT & has SHORE POWER- MARINE GRADE ON EACH SIDE OF LIFT; SEPARATE POOL BATH OUTSIDE, so no wet feet running through the house! Upgrades include NEW POOL PUMP, Smart remote NEST THERMOSTATS, smart remote Lutron lights & fans, hybrid 80 gallon water heater, ELECTRIC CAR READY w/ 220 volt power for your juice box, & more! GREAT LOCATION, just mins to airport, downtown, & easy access to both sides of the bay! Fun neighborhood, join the yacht club for $150 a year each family, to enjoy year round events like a lighted boat parade, BBQs, raft ups & holiday parties! GREAT SCHOOLS, including BERKELEY PREP-5 MINS AWAY! COME AND SEE WHAT A GREAT PLACE THIS WOULD BE TO DROP YOUR ANCHOR AND CALL HOME!
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Our Executive Mortgage Banker:
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,420,000 | $1,420,000 | $1,420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $813 | $813 | $813 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,092 | $9,092 | $12,468 |
Total Monthly Payment | $10,030 | $10,030 | $13,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.