No hurricane damages to this beauty! Welcome to your 2 bedroom, 2 bathroom WATERFRONT top floor condo! Located in historic Cortez village and just a short couple blocks to cross the drawbridge to Anna Maria Island beach. Stop paying marina bills by keeping your boat at your assigned 40' DOCK SPACE on the deep water canal with easy access to the Intracoastal Waterway (ICW) and easy access to Tampa Bay, Gulf of Mexico and Sarasota Bay. Start sunrise mornings on the front lanai with coffee & the news. Come evening, unwind in your Florida room at the other end of the condo - its full sliders recently upgraded with power hurricane shutters for energy efficiency and if/when needed additional storm protection. The owners and guests enjoy spectacular sunset views overlooking the canal and boat dock while watching manatees play in the canal. The recently renovated gourmet kitchen is a beauty featuring gleaming quartz countertops, contemporary style cabinetry with soft close drawers, a large workstation-style sink, stainless appliances, LED lighting, ceramic flooring and a full pantry. The spacious master bedroom features an enlarged walk-in closet with pull-down stairs for attic storage & sliders opening onto canal views. The bright & roomy guest bedroom is currently doubling as a home office. Both bathrooms have been upgraded with new plumbing and granite vanities. Among the many updates/upgrades are attractive floating LR shelving & tube-style skylights in both kitchen & guest bath. There are 2 under-building assigned parking spaces plus a private lockable storage room. Kayaks are stored suspended from the parking overhead. Smugglers Landing Condo Assoc, on quiet residential streets, includes two heated pools, hot tub, tennis/pickle ball court, clubhouse, fitness room, and (sailboat-water) private canal. Two popular restaurants within a couple blocks. The association has successfully completed the state required engineering study. You’re just minutes away from the sandy beaches of Anna Maria Island, shopping and great restaurants. This waterfront paradise could be yours! Interested? Come see it today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $3,893 | $3,846 | $4,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.