HIGH AND DRY IN OLDSMAR with NO FLOOD INSURANCE REQUIRED and NO HURRICANE DAMAGE!!! Gorgeous Nature Preserve Views in the Beautiful Gated Community of Bay Arbor! This immaculately maintained 3-bedroom, 2-bathroom move-in ready home has an open floor plan that perfectly highlights the scenic surrounds. The vaulted ceilings create an airy flow throughout the home from the eat-in kitchen to the spacious great room. The Primary Bedroom has an en-suite bathroom with dual sinks, walk-in shower and deep soaking tub as well as a large walk-in closet. Venture out to the screened in lanai where you can relax and enjoy your morning coffee while watching the deer stroll by. The community features a pool and playground to gather at and enjoy. Centrally located just minutes to shopping, restaurants, the theater, golf courses and our beautiful Gulf Beaches. There is an inside laundry room with a utility sink, 2-car garage and recent updates include the HVAC (2023), Hot Water Heater (2022) and the Roof (2019).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,018 | $2,978 | $3,778 |
Total Monthly Payment | $3,385 | $3,345 | $4,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.