SELLER WILL PAY ONE YEAR OF HOA PAYMENTS with any reasonable offer. BEAUTIFUL 4 bed/3. 5 bath in the desirable Oaks at Brandy Lake community. It is complete with upgrades including NEW AC 2023, NEW FLOORING 2024, FRESH INTERIOR PAINT 2024. The kitchen has GRANITE counter tops, 42" cabinets, Stainless Steel appliances and a large kitchen island. The primary bedroom is downstairs and there is also an upstairs junior primary suite along with a LOFT. There is a 2-Car garage and a screen-enclosed porch. The HOA allows for MAINTENANCE-FREE LIVING! It includes the Lawn Maintenance, Roof, Exterior of the building, Community POOL and Playground. It is conveniently located just a short distance to the Winter Garden Village and downtown Winter Garden with easy access to the FL Turnpike and SR 429. If you are looking for something that is move-in ready in a perfect location, Welcome Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$464,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,506 | $2,472 | $3,136 |
Total Monthly Payment | $3,073 | $3,039 | $3,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.