3432 Schoolhouse Rd, Harmony, FL, 34773 | $385,000

One or more photo(s) has been virtually staged. Buyer Incentive of $10, 000 to be used to buy down interest rate or towards Buyer's closing costs!! Discover the charm of this beautiful home in the community of Harmony located in Saint Cloud Florida! This spacious residence boasts four bedrooms, three and a half bathrooms, and a two-car garage, all within a thoughtfully designed open floor plan. Lovely conservation across the street with beautiful privacy and views! Very close walking distance to the Harmony Community School! The kitchen is a chef’s delight, featuring 42" wood cabinets, Silestone countertops, large island, and stainless steel appliances. The Owner’s Suite, conveniently located on the first floor, offers a luxurious en-suite with a garden tub, separate shower, and dual sink vanity. Recent upgrades include a brand new HVAC system (2023), Security System, fresh exterior paint from seven years ago, and new laminate flooring in the Owner’s Suite. The laundry room features a washer & dryer. The second floor boasts a large loft that would be great for family gatherings and entertainment. There is a Jr Suite with a closet and a full bathroom. The other two bedrooms and a full bath on second floor as well. Living in Harmony provides access to a wide range of amenities, including Buck Lake, community-owned boats, a fishing pier, walking trails, dog parks, playgrounds, sports courts, and more. Residents can also enjoy two community pools and the beautiful Harmony Preserve Golf Course. Families will love the top-rated schools in the area, including Harmony Community K-5, Harmony Middle School, and Harmony High School. This property seamlessly blends modern upgrades with the natural beauty and abundant amenities of Harmony, making it the perfect place to call home. Don’t miss this exceptional opportunity—schedule a private showing!

Features

  • Amenities: Fitness Center, Golf Course, Maintenance, Park, Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2013
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,175
  • Acreage: 0.09
  • Est. Taxes: $5,296
  • HOA Fee: $68 Annually
  • Lot Desc: Sidewalk
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: S5109664
  • Days on Market: 111 days
  • Website: https://www.raveis.com
    /prop/S5109664/3432schoolhouserd_harmony_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 9:47:08 PM)
Listing courtesy of CORCORAN CONNECT LLC   Phone: 407-953-9118

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3432 Schoolhouse Rd, Harmony, FL, 34773

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $441 $441 $441
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,127 $2,075 $2,620
Total Monthly Payment $2,643 $2,591 $3,136

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.