18649 NE 238th TERRACE, Fort Mc Coy, FL, 32134 | $455,000

Beautiful country home on Lake Delancy canal front with . 68 acres. Main property includes 150' of canal frontage with 3 bedrooms, 2 bathrooms home lot w 1558 living square feet and 32'x20' detached garage including full bathroom and bedroom. Additional lot(. 28 acres) across the street includes 100' of canal frontage and additional 20'x26' garage with water and electric. Yes, the lots go from canal to canal and lots of storage for all you toys and/or finish converting garage to additional living quarters. Upon arriving you will see a full length front porch with rocking chairs under ceiling fans to enjoy the sunsets. Entering the home you see wood floors, walls, vaulted tongue and groove ceilings, open floor plan and stacked stone wood fireplace. Kitchen has beautiful wood cabinets, tile counter tops, all stainless steel appliances and walk in pantry/laundry room. Just off kitchen is dining area and stairs leading to the loft with double beds and closet. Main bedroom is spacious in size includes walk in closet. Main bathroom includes tiled shower counter tops, double sinks and walk in shower. Guest bedrooms are nice sized with large closets. Guest bathroom has tiled shower, floors and granite top vanity. Dining area leads to the outside paradise including screened room, covered deck and cooking area overlooking dock at canal side and walk way. There is a covered boat house with boat lift and bulkhead the length of the property. Home has 50 year shingles. You can ride hundreds of miles of OHV trails from this property into the Ocala National Forest.
Lake Delancy is approximately 830 acres located near Salt Springs. Only a small fraction of the lake’s shoreline is private with residences, as the majority of shoreline is part of the Ocala National Forest. Great fishing year round. Close to miles and miles of OHV, horseback and hiking trails. Located 10 minutes from downtown Fort McCoy with a grocery store, doctor's office, pharmacy, hardware, gas station, pizza, and more. Short drive to Silver Springs which includes Walmart, Lowes, Bealls, Outback and many more of your favorite shopping spots and restaurants. Ocala is only another 10 minutes from Silver Springs with vibrant night life and lots of entertainment options and restaurants. Gainesville(Home of Florida Gators) is only 50 minutes to downtown. If you’re a fisherman, or hunter or simply love hiking, canoeing or kayaking you are in luck! Minutes to Ocklawaha River, Ocala National Forest, and many natural springs(Salt Springs, Silver Glen Springs, Juniper Springs), horseback and walking trails, and off-road vehicle trails await your explorations. One-of-a-kind property and location! Ready for new owners!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 50 x 90
  • Laundry: Inside
  • Year Built: 2009
  • Garage: 4-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,528
  • Acreage: 0.68
  • Lot Size: 50 x 90
  • Est. Taxes: $3,567
  • Lot Desc: Cleared, FloodZone, In County, Oversized Lot
  • View: Trees/Woods, Water
  • Elem. School: Fort McCoy School (K-8)
  • Middle School: Ft McCoy Middle
  • High School: North Marion High School
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM683913
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/OM683913/18649ne238thterrace_fortmccoy_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:02:45 AM)
Listing courtesy of ROUNTREE REALTY CORP.   Phone: 352-572-1739

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18649 NE 238th TERRACE, Fort Mc Coy, FL, 32134

$455,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $364,000 $364,000 $364,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $297 $297 $297
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,514 $2,452 $3,096
Total Monthly Payment $2,886 $2,824 $3,468

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.