Nestled on a serene 3. 27-acre lot along a quiet country road, this unique property offers a blend of opportunity and tranquility. The centerpiece is a nearly complete 140 sq/ft eco-friendly tiny home, featuring new windows, a new roof, a 200 amp electric service, and plumbing ready for a 3/4 bathroom. With WiFi already in place, this cozy space is perfect for those seeking a simple, sustainable lifestyle or a comfortable retreat while you plan for something larger. The property also boasts a flat area, ideal for building a 1, 500 sq/ft home, providing you with the flexibility to expand. Though there is no septic or well on-site, a dry flush toilet is installed, and a grey water system is prepped for a shower and sink, allowing for off-grid living with low environmental impact. This property is perfect for someone with a vision and a desire to create their dream home. With low taxes and the peaceful charm of country living, it offers the potential for a sustainable, self-sufficient lifestyle, just waiting for the right person to finish what's been started.
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Our Executive Mortgage Banker:
Our Insurance Division:
$69,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $55,200 | $55,200 | $55,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $372 | $367 | $466 |
Total Monthly Payment | $447 | $442 | $541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.