Welcome to this charming single-story home in Lake Panamoka. Discover the perfect blend of comfort and charm with this move-in-ready 2-bedroom, 1-bathroom gem. Nestled in a tranquil setting, this meticulously maintained home offers a serene retreat with modern conveniences. The open and airy living area is complemented by central air, ensuring a pleasant climate throughout the year. The pass-through kitchen features a convenient breakfast bar that can seat 2 on each side. This layout is perfect for entertaining and allows for easy flow between cooking and socializing. The kitchen is well-equipped with white wood cabinetry, stainless steel appliances, and ample counter space, making meal preparation a delight. Both bedrooms are on the first floor, making this home the perfect starter or down-size home. Updates in the past few years include a new Roth oil tank, insulation and plywood in the attic, new range, new chimney liner and new water expansion tank. The fully fenced backyard is outfitted with inground sprinklers, and offers a private outdoor space ideal for relaxation, play, or gardening. Whether you're enjoying a morning coffee or hosting a barbecue, this space is perfect for making the most of your outdoor living experience. With its single-floor layout, this home provides easy and accessible living, ideal for all stages of life. Located in the peaceful and picturesque Lake Panamoka community, you'll enjoy exclusive access to the private lake and all its recreational opportunities with the optional yearly membership. Mandatory community fees are only $5 per year with additional yearly membership fees for lake access, swimming, boating, fishing, and community events. Come see, fall in love, and make this home yours today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,919 | $1,917 | $2,510 |
Total Monthly Payment | $2,627 | $2,625 | $3,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.