Welcome to this delightful 2403 sq foot, Ranch-style end unit in the desirable Regency at Prospect 55+ community. This sun-filled home boasts a serene view of the woods. The open floor plan features the living room that stands out with its vaulted ceiling, cozy gas fireplace, and elegant hardwood floors. The eat-in kitchen is a chef's dream, equipped with a gas stove, full breakfast area, granite countertops, plus breakfast bar, and a slider leading to the deck. The formal dining room has ample space for gatherings, making it perfect for entertaining. The oversized primary bedroom is a true retreat, with high ceilings, a private bath featuring a walk in shower, and an expansive walk-in closet with soft close drawers that was custom designed and professionally installed. The lower level includes a 900-square-foot great room with slider access to the backyard and a convenient half bath. Additional features include a first-floor laundry, central air, natural gas heat, additional storage area, an electrical room, a charming front porch and a welcoming foyer entry, and an attached two-car garage. The community amenities are exceptional, offering a clubhouse with inground pool, a community room and small kitchen, a gym, locker rooms, tennis courts, and bocce courts. Comfort, relaxation, style, and convenience awaits you in a vibrant community setting.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Breakfast Bar,Breakfast Nook,Granite Counters,Hardwood Floor | Main |
Family Room | Sliders,Wall/Wall Carpet | Lower |
Living Room | Vaulted Ceiling,Fireplace,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,800 | $400,800 | $400,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $591 | $591 | $591 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,734 | $2,664 | $3,409 |
Total Monthly Payment | $3,417 | $3,347 | $4,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.