Welcome to 224 Seymour Road - offering a rare opportunity for lakefront living in Woodbridge CT!! Set on 1. 51 acres of beautifully wooded and landscaped grounds, this ranch home boasts 3, 200 sq feet of living space with the most spectacular back yard views. The living is easy in this one level home with 2 family rooms, eat-in kitchen, living room, dining room and private living quarters. The large and bright kitchen is perfect for dining and entertaining with easy access to additional space just outside on the back patio. The kitchen flows directly to the living room, dining room and family room. An additional den/office area with pellet stove is the favorite spot for some quiet time or movie night. The home's primary suite overlooks the back patio with sliders to your outdoor paradise. 2 addtional bedrooms and full bath complete the private quarters. Running the full length of the back of this home is a beautiful 2, 200 sq foot patio overlooking the backyard and lake perfect for summer barbecues or fall evenings around a fire. With constant care, this home is ready for it's next owner! Conveniently located near Rt 8 and 15, Hopkins School, Yale University, downtown New Haven, the CT shoreline, and 90 minutes from NYC. Lake is owned by 22 homes with 5 directly on the lake. Current owners do not pay flood insurance. See attached documents which show reclassification of property. Battery powered or self propelled boats ok. Fishing permited. NOT IN A FLOOD ZONE! This home has had many updates over the last 10 years. Interior Painting 4-5 years, Exterior painting 5-7 years, Newer recessed lighting family room, dining room Newer crown molding, Roof approx 12 years, Windows approx 10-12 years, Installation of back patio 10 years, Whole house generator Briggs & Stratton, New insulation whole house, Whole house surround sound, 2 zones a/c, Exterior motion sensor lights
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Den | Main | |
Dining Room | Main | |
Eat-In Kitchen | Patio/Terrace,Sliders | Main |
Family Room | Patio/Terrace,Sliders | Main |
Full Bath | Main | |
Living Room | Main | |
Primary Bedroom | Bedroom Suite,Patio/Terrace,Sliders | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $951 | $951 | $951 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,767 | $3,767 | $4,900 |
Total Monthly Payment | $4,810 | $4,810 | $5,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.