12040 Lakeshore WAY, Oxford, FL, 34484 | $280,000

~WATER VIEWS!~ If you love being near water this is he house for you! Have you ever thought about living a Simple Life? Here is the home and LIFESTYLE you have been waiting for! This 2 bedroom 2 bath "Cottage Style" home is located in a gated all age diverse community. Lush landscaping greets you as you walk up to the covered front porch. Sit awhile and chat with the new friends you will make in this tight knit community. With all the upgrades you can dream of ~Stainless steel appliances ~ Crown Molding~ Granite Counter Tops throughout ~ Remote Designer Blackout Shades~ Screened back porch ~ Brinks Security System ~ Soft Close Cabinets/Drawers throughout. Did I mention ~ FURNISHED ~ with very tasteful furniture and decor. Open concept with the dining/livingroom/kitchen all flowing into each other. Wakeup to Water Views from your primary bedroom and Beautiful Sunsets in the evening. Spacious with a King Size Bed and two closets. The en suite bath has dual sinks with a high vanity. Over sized walk in Tiled Shower and linen closet. When your guests come to enjoy the Florida weather, they have their own private suite with a barn door to add privacy. Guest bathroom also has high vanity and oversized Tiled Shower. Lots of Natural Light and Cool Color Tones for relaxation. Whether you are still working or retired this community is a great opportunity to slow down and enjoy life at a slower pace. With an affordale "lifestyle" fee, and a monthly lot fee you get many benefits including - water, sewer, trash, security gate, lawn maintenance, irrigation, cable, internet, private roads, and street lights. Resort style amenties ~ Pool ~ Clubhouse ~ Fire Pits ~ Walking Trails ~ Pickleball Court ~ Community Garden ~ Exercise Room ~ Dog Park. Many activities take place incuding ~ Yoga ~ Water Aerobics ~ and other fun gatherings planned monthly. So come live a simpler lifestyle and let someone else take care of the lawn. You've got more important things to do like RELAX!

Features

  • Amenities: Gated, Laundry, Pickleball Court(s), Recreation Facilities
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,085
  • Acreage: 0.06
  • Est. Taxes: $3,035
  • Lot Desc: Landscaped
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: OM684048
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/OM684048/12040lakeshoreway_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 8:47:07 AM)
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD   Phone: 352-307-0304

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12040 Lakeshore WAY, Oxford, FL, 34484

$280,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $224,000 $224,000 $224,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $253 $253 $253
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,509 $1,489 $1,889
Total Monthly Payment $1,837 $1,817 $2,217

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.