Beautiful 4 Bedroom, 2 Bath Pool Home with a New Roof and Open Floor Plan, Nestled in the Established Community of Garden Grove with no HOA. Welcome to 185 Browning Cir in S. E. Winter Haven, FL, this home's floor plan creates a warm and inviting atmosphere, ideal for both entertaining and relaxing with loved ones. Upon entering, you're greeted by a spacious layout with formal living and family rooms that flow seamlessly into the kitchen. Enjoying morning coffee or casual meals in the dining space, just off the kitchen. Retreat to the primary suite at the end of the day, featuring an en-suite bathroom and a large walk-in closet. All guest bedrooms offer walk-in closets and are conveniently located near the guest bathroom. Step outside to discover the outdoor oasis with a screen-enclosed 15'x30' pool, perfect for those warm FL summer days or take a break from the sun and relax under the 10'x37' covered lanai. The fully fenced backyard includes a shed for additional storage, a swing, and an irrigation system that keeps the St. Augustine lawn looking gorgeous. The 2 car garage provides ample parking and includes a laundry area that is equipped with a washer and dryer. Other notable features include a brand new roof (2024) with a transferable warranty and free gutter cleaning for 2 years, new exterior paint (2022), new A/C (2021), double-pane windows and sliding door, freshly painted pool deck, updated 200 amp electrical system with a new circuit breaker box, GFCI outlets, a surge protector, and 2 ground rods (2021), attic decking for storage, mature and lush landscaping with butterfly plants, landscape lighting on timers, and more. Centrally located between Tampa and Orlando in beautiful Winter Haven, also known as the "Chain of Lakes City". With 50 lakes, public parks and boat ramps, Legoland FL, a vibrant downtown, a great variety of dining choices, and weekend Farmer's Markets, this home offers endless entertaining possibilities. Just 1. 5 hours from east and west coast beaches and 45 minutes to Disney World, it's an opportunity not to be missed. Schedule a showing today to experience the comfort and style of this Central FL pool home firsthand!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,652 | $2,149 |
Total Monthly Payment | $1,829 | $1,829 | $2,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.