2193 Old Mining ROAD, Lakeland, FL, 33801 | $375,000

Under contract-accepting backup offers. FABULOUS 2-story Home with Pond-View in a wonderful community!! Low HOA built in 2022. Modern kitchen, Step inside to discover this floor plan that offers both privacy and functionality. The Master bedroom facing the Pond-View , spacious kitchen, which showcases elegant granite countertops and gleaming stainless steel appliances, making it a perfect hub for entertaining guests or enjoying family meals. With meticulous attention to detail evident at every turn, this move-in ready home exudes a sense of quality and comfort. From the pristine interiors to the manicured outdoor spaces, every aspect of this property has been impeccably maintained. Conveniently located in a community with low HOA fees and affordable home insurance, this residence offers not only a prime lot with beautiful pond view but also peace of mind. The community also provides desirable amenities, including a community pool and a dog park, perfect for enjoying sunny Florida days. With its prime location near I4, commuting to Tampa or Orlando is a breeze, providing access to a host of entertainment, shopping, and dining options. Its convenient location provides easy access to major highways and attractions in both cities. Lakeland is home to over 30 lakes within the city limits, offering residents plenty of opportunities for boating, fishing, and other water activities.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,573
  • Acreage: 0.15
  • Est. Taxes: $7,489
  • HOA Fee: $15 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: S5110578
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/S5110578/2193oldminingroad_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 7:17:09 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2193 Old Mining ROAD, Lakeland, FL, 33801

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,996 $1,994 $2,572
Total Monthly Payment $2,695 $2,693 $3,271

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.