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1601 43rd STREET N, #133, St. Petersburg, FL, 33713 | $249,900
Non-Flood zone!! First floor home!! Deeded parking directly in front.
Welcome to your new home in the prestigious Harshaw Lakes 55+ community. This hidden gem is centrally located in St Petersburg with extensive shopping, award winning Gulf beaches and vibrant downtown St Petersburg just minutes away. I -275 is also within a few miles which makes trips to Tampa International airport an easy commute. This spacious 1200 sq ft 2 bedroom 2 bath residence provides a peaceful sanctuary with your own back yard oasis and enclosed back patio. The perfect place to have your morning cup of coffee. This first floor unit has a carport with assigned and guest parking spaces directly in front of it. Making carrying in the groceries a breeze. The huge kitchen provides an eat in dining area for casual dining and an entire wall of pantry cabinets. The open concept split floor plan provides numerous entertainment options. Allowing separation of space and privacy for both residents and guests. The primary bedroom has double closets one of which is a sizable walk in. There is also ensuite bath with extensive counter space and easily accessible walk-in shower. The master bedroom also a separate entrance to the back patio and laundry room. The second bedroom also has adjacent bath. The Harshaw community is beautifully maintained with manicured gardens, refreshing community pool and large clubhouse.
The residents host several socials throughout the year. The huge clubhouse is also available for hosting your own events with adjacent pool and grill.
This is a NON-Flood area which provides needed security during the storm season. Currently listed below recent appraised value of $264, 000. Come enjoy this perfect retirement haven of Harshaw Lakes!!
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 1
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: HARSHAW LAKE PARK CONDO
- Year Built: 1984
- Approx Sq. Feet: 1,140
- Est. Taxes: $3,541
- Condo Fee: $594 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: U8248221
- Days on Market: 126 days
- Website: https://www.raveis.com
/prop/U8248221/160143rdstreetn_stpetersburg_fl?source=qrflyer
Listing courtesy of MC HOMES REALTY INC Phone: 727-432-2181
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1601 43rd STREET N, #133, St. Petersburg, FL, 33713
$249,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $295 | $295 | $295 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
| Total Monthly Payment | $1,700 | $1,699 | $2,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388